Basic funeral home insurance coverage:

General Liability

This funeral home insurance coverage protects against accidents that can occur at your business and any resulting lawsuits. For example, a guest trips on a flower display at a viewing and is injured. General liability could cover their medical expenses.

Professional Liability

Also called Errors and Omissions (E&O) insurance, this coverage protects against claims of professional negligence. For example, a family claims their loved one's funeral was mishandled and sues. E&O could help protect your business.

Commercial Auto

If you use your vehicle for business, like as the lead car in a procession, you'll need commercial auto. Progressive insures a variety of vehicles commonly used by funeral homes, including hearses.

Other funeral home insurance you might need:

Business Owners Policy (BOP)

A BOP combines liability and coverage for your business property into one easy-to-manage policy.

Workers' Compensation

Workers' comp covers your employees for any injuries or illnesses that occur at work.